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What is the difference between us and other credit education companies out there?
We offer all of our Members the resources they need to stay informed about the inner works of their credit. We go through a multi-stage process that challenges not only all three credit bureaus, but creditors and collection agencies as well. Most companies provide outdated educational information and do not have LIVE people to discuss specific questions. Also, other companies offering a credit dispute process only send out some generic form of dispute letter only once, which you could do yourself. We have a team of processors that handles each file specifically to your case. You have become a Member to get informed, see results, and obtain the highest credit score possible. Therefore, you deserve the individual attention that is needed to do so.
Do you guarantee your work?
We operate and are governed by the FTC's guidelines and have a 100% money back guarantee in writing.
How long will it take to restore my credit?
You get your first round of results in 45-60 days. However, we will achieve the maximum results possible within 180 days or less.
Is it legal?
It is 100% legal, although the credit bureaus would like to have you think otherwise. In fact, it is your explicit right by law to do so (see Fair Credit Reporting Act).
How will I find out about my results?
You will be able to log in to a Members Area and see the day-to-day activity.
What are The Fair Credit Reporting Act (FCRA) and The Fair and Accurate Credit Transactions Act (FACTA)?
The FCRA and the FACTA are the Federal laws that have been passed by the United States Congress granting consumers legal rights to ensure that the credit bureaus follow certain procedures to guarantee that only good, verifiable and accurate information appears on their credit report.
A full copy of the FCRA and the FACTA can be obtained directly from the Federal Trade Commission's web site.
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